Union BankPersonal Account

Bank account opening in Liechtenstein with Union Bank AG.

International personal bank account with e-banking facilities and debit/credit or prepaid card with Union Bank in Liechtenstein - a private bank with an exclusive focus on clients from Russia and other CIS countries.

Please note: This bank account is for wealth management purposes only.

About this Product >


  • Assistance with establishing of a personal account including full ebanking facilities.
  • Verifying your personal documentation
  • Completion of the bank forms which will be forwarded to you for signing with relevant instructions
  • Sending the full package to the bank for approval
  • Monitoring the account opening process until account allocation and banking package is received

We consider our service completed once you obtain the bank account number. Due to the bank-customer relationship, we will no longer be able to contact the bank on your behalf after the bank account is opened.



Assistance with obtaining credit/debit/prepaid Visa or Master Card


Assistance with obtaining additional credit/debit/prepaid Visa or Master Card
TOTAL: $600

Facts & Info for Union Bank

About the Bank

A fully discretionary Liechtenstein Family Foundation purchased a Liechtenstein based bank in July 2013 and renamed and rebranded it to Union Bank AG. The newly hired management and staff refocused the banks activities towards corporate and private banking services for CEE and CIS based clients.

Union Bank is based in Liechtenstein, well-known for his financial stability (AAA rating) and its business friendly regulatory environment. Bank's staff is local and international, highly acquainted with Eastern European clients and has a deep understanding of the Bank target markets.

The combination of solid expertise in corporate banking and wealth management allows Union Bank to position itself as a premier Family Office for Entrepreneurs - with a bank licence.

Union Bank - a reliable partner for entrepreneurs and wealthy persons and families.

KPIs as of August 2014:

AuM:CHF 330 mio

Assets: CHF 30 mio

Equity: CHF 16 mio



Private Banking and Wealth Management – Products and Services:

  • Accounts for private persons in various currencies. USD accounts are not available.
  • Various credit, debit, prepaid cards (Visa and MasterCard)
  • E – Banking including Payments
  • SWIFT confirmations available on demand
  • Accelerated payments in case of urgency
  • Placement of fiduciary deposits at third party banks
  • Lombard loans
  • Depositary of shares, bonds and structured products
  • Metal accounts
  • Trading facilities for international securities
  • Investment advisory services
  • Discretionary asset management

Corporate Banking – Products and Services:

  • Accounts for legal entities in various currencies. USD accounts are not available.
  • Transactional accounts for commercial activities
  • SWIFT confirmations available on demand
  • Accelerated payments in case of urgency
  • Credit facilities on request
  • Advisory services

  • Customer support in German, English, Russian
  • 24 hour multi-lingual customer service center.
  • Secure online banking with the digipass.
  • Visa or MasterCard debit cards

  • The approximate timeframe for account allocation from 7 to 10 business days receipt of the original documents by the bank.


Union bank can be considered as a medium-cost bank with respect to incoming/outgoing payments and account maintenance. Incoming payments are free of charge. Depending on the type of account, outgoing payments will vary from CHF 0.50 – CHF 30 and the account maintenance fee will vary from CHF 0-CHF 40 per month.

  • PLEASE NOTE that bank tariffs may be changed anytime at the sole discretion of the bank, we therefore suggest to contact us or visit the bank’s website for updated details on specific fees and charges.
  • Agent Legal professional service fee for the assistance of bank account opening does not include any bank charges and commissions, account maintenance fees, transaction fees, initial deposit or minimum balance.

  • Our Services & Requirements


    • Personal presence for the account opening is not required, however it is necessary to meet the banker after account opening within 3 months. The meeting can be arranged in Liechtenstein, Vienna or Moscow.
    • No initial deposit requirements, however it is advisable to deposit USD 480 as annual account maintenance fee.
    • The minimum balance is EUR 500,000 or equivalent.
    • Account opening timeframe. The account will be activated within 7 - 10 business days, upon receipt by the bank of all duly completed forms and relevant information.


    • Notarized copy of valid passport. The passport must be signed and signature must match the signature in the application form. The photograph must be clear and of good quality.
    • Original or notarized copy of utility bill / bank statement dated within 3 months as verification of residential address.
    • Original or notarized copy of /Banker's reference letter dated within 3 months.
    • Personal CV


    Documents that are not in English must be accompanied by a certified translation.
    Once all documentation is available please email electronic copies to our representative for review; incomplete or unexecuted forms can create delays in the account opening process.


    Shipping of banking kits to your destination requires an extra charge and will be automatically added to the invoice during checkout. Shipping costs for international courier services are set automatically and can vary from USD 75 to USD 95. The fees depend on the jurisdiction where the bank is based as well as your destination country.

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